About

Licensed Money Lender

We provide sensible interests rates for personal loans and pay day loans. We also intend to offer hassle-free and easy to understand individual loan services for our clients. Once all the agreements and documents are complete at the point of registration as stipulated by law, we process the loans on the spot to ensure you get your loans quickly in accordance with the law.
With a transparent and clear rates (interest rate) structure in location, we have numerous flexibile payment alternatives and customise your loans for your individual needs.
We value sincerity, fairness and openness in our business negotiations and our conditions and terms are uncomplicated with no fine prints.
We are licensed in Singapore as legal money loan providers and you might have some of the concerns listed below:
What must I consider prior to using up a loan?You are legally bounded to honour the contract and contract with any licensed money lender. You are advised on consider the responsibilities thoroughly prior to you become part of one.
Just how much can I borrow?

For protected loans, you can obtain a loan of any amount. For unsecured loans, you can get: Up to $3,000, if your yearly income is less than $20,000; Up to 2 months’ income, if your yearly income is $20,000 or more however less than $30,000; Up to 4 months’ income, if your yearly earnings is $30,000 or more but less than $120,000; andAny amount, if your annual income is $120,000 or more.
Exactly what are the interest rates moneylenders can charge?

If your yearly earnings is $30,000 and below, the interest rate for both protected and unsecured loans is topped at:13 per cent Effective Interest Rate for protected loans; and20 percent Effective Interest Rate for unsecured loansIf your yearly income is $30,000 or more, the caps above are not appropriate and interest rate is to be set between the lender and the customer.
What are the fees that lenders can charge?Please kindly contact us for the legal terms on the contract
How do I understand whether a moneylender is licensed or not?

Please kindly consult our on the details for license as needed during your loan application
Exactly what should I do after being granted a loan?

You should honour the contract and arrangement you got in into with us and make prompt payments just as you would with any banks such as a bank

We offer affordable interests rates for personal loans and pay day loans. We likewise intend to provide hassle-free and simple to understand individual loan services for our customers. As soon as all the documents and agreements are complete at the point of registration as specified by law, we process the loans on the area to guarantee you get your loans quick in accordance with the law.

Personal Loans Singapore

A personal loan is made in the name of an individual to borrow money. Before getting a personal loan, you ought to understand your legal rights under the law, the regulations governing rate of interests and other borrowing terms with regards to a loan.
From time to time everyone might face some financial problems and if you require a personal loan, do contact us with regards to your personal loans needs!
We are a licensed money lender in Singapore providing personal loans to individuals in requirement.

Life is full of up and downs and from time to time, a few of us arrive at difficult times and faces financial hardship.
The money providing market in Singapore is controlled and offers an olive stick to consumers who have bad credit ratings and are not able to get loans from conventional banks such as banks.
Licensed money lenders offer loans to individuals and are managed by the relevant authorities. You are advised to look into your rights prior to making any loan arrangements.
The rate of interests for obtaining from licensed money lenders in Singapore are greater to compensate for the higher threats they bear due to the bad credit records of the borrowers. Money loan providers offer short-term financial relief to those in requirements.